Poelo Exclusive provides comprehensive life insurance coverage with flexible benefits and a return of premium option. Designed for those seeking higher coverage amounts, this policy offers a sum assured between P100,000 and P1,000,000, with added benefits like capital disability and accidental death. With no medical underwriting, this policy is easy to apply for and ensures your family is protected.
Life insurance cover between P100,000 and P1,000,000
Return of premium benefit after 15 years (with a 20% bonus)
Rider benefits like capital disability, accidental death, and waiver of premium
6-month waiting period for natural death due to unknown medical conditions
It covers life insurance with the option to add rider benefits, protecting your family in case of death during the policy term.
After 15 years, you can receive 120% of your total premiums paid, even if you’ve made claims.
There is a 6-month waiting period for natural death caused by unknown medical conditions, but there is no waiting period for accidental death.
No, Poelo Exclusive does not require medical underwriting, making it easier to get coverage.
After 36 months, the full sum assured is paid out for any claims, regardless of pre-existing medical conditions.
