What It Covers
Life coverage between P150,000 and P1,000,000
Capital disability benefit
Return of premium after 15 years (with 5% bonus)
Fixed premium rate for policyholders in the same age group
Protect Your Tomorrow Today
Simplified Poelo Exclusive
Simplified Poelo Exclusive is designed for simplicity, offering an easy-to-understand life insurance policy with limited sum assured options. Ideal for those looking for straightforward life coverage, it allows you to choose between five sum assured amounts ranging from P150,000 to P1,000,000. It includes essential benefits like capital disability and the return of premium benefit after 15 years, ensuring you’re protected without unnecessary complexity.
FAQ's
What makes Simplified Poelo Exclusive different?
Simplified Poelo Exclusive offers limited sum assured choices and fewer rider benefits, making it simpler and easier to sell and manage.
What is the return of premium benefit?
If the policy remains active for 15 years, you get a 5% bonus on the total premiums paid, providing a financial boost even if no claims are made.
What is capital disability coverage?
Capital disability benefit pays out if the policyholder becomes permanently disabled, ensuring financial support in case of a major life change.
Can I change the sum assured later?
No, once chosen, the sum assured remains fixed for the duration of the policy term.
Who is this plan suitable for?
Simplified Poelo Exclusive is ideal for individuals in rural or remote areas who need basic life coverage without complex riders or processes.
Benefits of the Cover
- Simple and easy to understand
- Suitable for clients in remote or rural areas
- Affordable and flexible premiums based on age group
- Capital disability coverage ensures financial protection in case of disability