Protect Your World, Your Way

Personal All Risks Cover

Your home is your sanctuary, and Insurance Connect’s Homeowners Insurance ensures it stays that way. Our comprehensive coverage protects the structure of your home from fire, natural disasters, theft, and more. With tailored options, you can rest assured that your most significant investment is safeguarded.

Personal All Risks Cover

Types of Cover

Building Cover

Protects the physical structure of your home, including walls, roof, and permanent fixtures.

Comprehensive Cover

Includes building cover plus protection for household contents.

Third-Party Only

Covers damage to other people's vehicles or property that you are legally liable for.

Dedicated claims support and risk management services to help you minimize downtime and maximize recovery

Personal All Risks Cover

FAQ's

Does Home Owners Insurance cover flood damage?

Yes, flood damage is covered under our comprehensive building cover.

What happens if I need to rebuild my home after a disaster?

Our policy covers the cost of rebuilding or repairing your home, ensuring it’s restored to its original condition.

Is liability coverage included?

Yes, liability coverage is part of the policy, protecting you against claims if someone is injured on your property.

Can I add coverage for outbuildings like garages?

Yes, additional structures on your property, such as garages or sheds, can be included in your policy.

What if my home becomes uninhabitable?

We provide coverage for alternative accommodation while your home is being repaired or rebuilt.

Benefits of the Cover

  • Comprehensive protection for your home
  • Coverage for both the building and contents
  • Liability protection for accidents on your property
  • Access to temporary housing if needed
  • Alternative accommodation if your home becomes uninhabitable